Conventional Loans: The Most Popular — and Misunderstood — Mortgage Option

Conventional Loans: The Most Popular — and Misunderstood — Mortgage Option

Kimberly Campista
Published on: 23/10/2025

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Mortgage
FHA Loans: A Game-Changer for First-Time Homebuyers

FHA Loans: A Game-Changer for First-Time Homebuyers

Kimberly Campista
Published on: 21/10/2025

Buying your first home can feel overwhelming — especially if your credit isn’t perfect or you don’t have a big down payment saved. That’s where the FHA Loan comes in. It’s one of the most flexible and accessible mortgage options for first-time buyers.

Mortgage
VA Loans: The Ultimate Homebuying Benefit for Veterans & Service Members

VA Loans: The Ultimate Homebuying Benefit for Veterans & Service Members

Kimberly Campista
Published on: 16/10/2025

Some mortgage programs are good — and then there’s the VA Loan, one of the most powerful financing options in the country. If you’re an active-duty service member, veteran, or surviving spouse, this program could help you buy a home with benefits no other loan can match.

Mortgage
USDA Loans: Zero Down and a Hidden Gem for Homebuyers

USDA Loans: Zero Down and a Hidden Gem for Homebuyers

Kimberly Campista
Published on: 13/10/2025

If you think buying a home with no money down is impossible, think again. One of the most underrated loan programs out there — the USDA Loan — makes it possible for qualified buyers to purchase a home with $0 down payment, no private mortgage insurance (PMI), and often lower interest rates than conventional or FHA loans.

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Copyright 2025. All rights reserved. Kimberly Campista, Branch Manager/Loan Officer NMLS #957611 | Equal Housing Opportunity | Equal Housing Lender

Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #: 1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here. State License Data: Here

Illinois Department of Financial and Professional Regulation
Division of Banking
555 W. Monroe Street, Suite 500
Chicago, IL 60661
Mortgage Companies: Phone: 1-844-768-1713
Email: [email protected]
For licensing information, go to: www.nmlsconsumeraccess.org
Branch NMLS ID #2046213

Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should

complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North

Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the

department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages

sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written

application for reimbursement from the recovery fund must be filed with and investigated by the department

prior to the payment of a claim. For more information about the recovery fund, please consult the

department’s website at www.sml.texas.gov.